KYC screening
Support customer screening as part of your financial crime control processes.
Anti-Money Laundering
LUMINA
Clarity across financial crime controls.
Bring KYC, sanctions and watchlist screening, transaction screening, and rule configuration into focus with P4S’s anti-money laundering solution.
Discuss LUMINA
The operational challenge
Clarity across financial crime controls.
Financial crime controls depend on the ability to make sense of customers, transactions, and unusual activity. Fragmented screening and complex rules can make that work harder.
For financial institutions strengthening customer and transaction screening, configurable controls, and financial activity review.
What the offering addresses
Capabilities in focus.
Sanctions and Watchlist Screening
Screen customers, entities, and relevant information against sanctions lists and watchlists through structured screening processes.
Transaction screening
Review transaction activity to support the identification of unusual patterns.
Smart Rule Console
Configure rules around the operational needs and risk priorities of your institution.
Workflow management
Coordinate AML alerts, reviews, responsibilities, and follow-up actions through structured workflows.
Entity Intelligence
Connect customer and entity information to support a clearer view of relationships and financial crime risk.
Compliance Anywhere - AML Intelligence on the Go
Access AML intelligence and keep compliance reviews moving while working away from the desk.
LUMINA Nexus - Network Analytics & Money Mule Detection
Analyze connected entities and transaction networks to identify money mule patterns and support financial crime reviews.
AMIN - AI-powered Investigation & Actions
Support investigations with AI-assisted analysis and coordinated follow-up actions.
Built around financial services
Understand the sector.
Connect the possibilities.
01
Central banks
Centralize financial fraud complaints and reports from the public, law enforcement agencies, banks, financial institutions, and telecom registries. Support regulatory oversight, shared fraud intelligence, coordinated blacklisting, and timely action by banks and financial institutions to help prevent further fraud.
02
Retail banking
Build a clearer view of retail customers across onboarding, accounts, and payment activity. Combine customer screening, identity verification, and transaction monitoring to identify unusual behavior, account takeover, and money mule patterns. Help teams review alerts, coordinate follow-up actions, and strengthen fraud and AML controls across everyday digital banking journeys.
03
Corporate banking
Understand corporate customers beyond the registered company name. Review ultimate beneficial ownership (UBO), ownership structures, connected entities, and NGO or nonprofit relationships as part of risk-based due diligence. Connect entity screening with transaction context and review workflows to help teams assess complex relationships, investigate unusual activity, and manage corporate banking compliance.
04
Capital / Wealth Management
Bring Investor 360 perspectives into customer and entity due diligence by connecting investor profiles, relationships, and investment activity. Assess product and fund risk alongside deal risk, counterparty context, and financial crime signals. Support coordinated screening and investigation workflows across capital markets and wealth management, helping teams document reviews and focus on exposures that require closer attention.
05
Insurance Vertical
Connect policyholder, beneficiary, intermediary, and claim information to strengthen insurance risk reviews. Screen relevant parties, assess premium payment patterns, and examine unusual surrender or payout activity for potential fraud and financial crime concerns. Support structured investigation and compliance workflows across policy servicing and claims, with attention to relationships and events specific to insurance operations.
06
Payment organizations
Follow risk across the payment journey, from customer and merchant onboarding to transaction routing and settlement. Bring merchant relationships, payment velocity, linked accounts, and unusual transaction patterns into fraud and AML reviews. Connect enterprise fraud controls with API orchestration and operational response workflows so payment teams can investigate suspicious activity and coordinate timely action across systems.
07
Fintech businesses
Build compliance and fraud considerations into digital products as they grow. Connect identity verification, device intelligence, customer screening, and API orchestration across onboarding and transaction journeys. Focus on risks such as synthetic identities, account abuse, and fragmented customer signals, while supporting review workflows and system integration suited to fast-moving fintech operations.
08
Enterprise teams
Align enterprise technology with the processes and controls that teams rely on every day. Connect technology strategy, cloud planning, security assessments, staffing, and operational support with practical integration and delivery needs. Focus on cross-system data flows, access controls, and service continuity, helping teams coordinate change and maintain a clearer view of responsibilities across business and technology functions.
How it works
A clearer operational flow.
Capture
Bring customer and transaction information into the screening process.
Screen
Apply KYC, sanctions and watchlist, and transaction screening controls.
Review
Assess unusual activity against configured rules and business context.
Act
Progress the review through the organization’s financial crime procedures.
Continue exploring
Explore related capabilities.
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